Occupational Exclusions Under Scrutiny

The federal government has just announced a review of insurance policies which are potentially leaking money from your pocket.

Occupational exclusions in group insurance have been put under the microscope to review their fairness and appropriateness. These exclusions occur when the default insurance cover is reduced or excluded for occupations regarded by insurers as “high-risk”.

My Super members working in high-risk occupations may find they are unable to claim on their default insurance cover, even if their insurance premiums are paid up to date!

When choosing a new policy or examining your existing policy, it’s important to understand the technical jargon so you aren’t paying more in excess fees for no extra cover.

Our team of trusted Advisers make it easy, by combing through the technical fine print and giving you the facts. We can help you decide which policy will keep you and your family safe and secure - without overpaying for questionable cover.